Australian-founded business lender Bizcap expands lending in Germany to accelerate fast funding for SMEs

Bizcap, one of the fastest-growing alternative business lenders, has announced it will extend lending into Germany as part of the company’s strategic European expansion. The move underscores Bizcap’s commitment to empowering small and medium-sized enterprises (SMEs) worldwide with fast, flexible, and transparent financing solutions.

Founded in 2019, Bizcap has rapidly established itself across Australia, New Zealand, Singapore and the UK. After launching in Luxembourg earlier this year, Bizcap’s expansion in Europe brings its cash flow-friendly funding model to Germany, enabling local SMEs to access capital with unprecedented speed and simplicity.

Through its German offering, Bizcap will provide loans ranging from €5,000 to €500,000, with approval decisions in as little as 24 hours and next-day ‘fast funding’.

Bizcap gives businesses the ability to repay loans daily or weekly, and offers significant early repayment discounts up to 65%. Applications also require minimal paperwork, allowing businesses to focus on growth rather than red tape.

Albert Gahfi, Co-CEO of Bizcap Europe, said offering lending in Germany represents a major milestone and underscores Bizcap’s commitment to growing its presence across Europe.

“Expanding lending in Germany is a natural next step as we grow our proven funding model to new markets,” Gahfi said.

“We’ve seen tremendous success in markets like Australia, New Zealand, Singapore, the UK and, most recently, in Luxembourg, where our fast and flexible financing has enabled thousands of SMEs to thrive. Our goal is to help German businesses unlock their potential, while further cementing Bizcap’s role as a trusted partner for SMEs across Europe.”

Laura Schlag (pictured), Bizcap’s Managing Partner for Europe, said she was thrilled with the company’s increased capacity to support German businesses after launching in Luxembourg this year.

“Our rapid growth across Europe reflects a clear demand: SMEs require faster, more open-minded funding solutions. We’re proud to provide that support and strengthen the European business ecosystem,” Schlag said.

Zalman Blachman, Co-CEO of Bizcap EU said he was proud of the company’s ability to offer lending in Germany, framing it as an important step in Bizcap’s global expansion.

“Our focus now is on assembling a high-calibre local team and attracting exceptional talent to ensure we deliver the same scalable growth we’ve experienced in our other locations. We’re excited to support German businesses with the fast, flexible funding they need to thrive,” Blachman said.

Bizcap’s approach is distinguished by its open-minded underwriting model, which looks beyond rigid criteria to focus on the overall financial health and performance of a business. The company also specialises in tailored funding solutions, supporting businesses across diverse sectors, including those navigating tax debts or experiencing financial pressure, by providing the capital they need to move forward.